Here's my situation.My laptop died recently, and I need something to do my school work on for next semester, so I need to get an iPad or cheap laptop or something. Hopefully nothing over $500. I have a steady job and can make monthly payments, I just can't pay for it all at once.
I have tried to avoid a credit card, and I'm not sure how credit scores work, but I really need something to do my work on.So my question is if I get a credit card, can I purchase an iPad/Laptop and pay it off over a couple of months? and if I do, will that hurt my credit score? From what I know, one is supposed to pay of the full balance every month.
Thanks in advance,
Paul
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